Bupa Global

Compare the details of our
health insurance plans

Plans available to residents of: Guernsey

This is a summary of the cover included in these health plans. All of our health plans carry some waiting periods, limitations and exclusions. Refer to the membership guide for full details.

Major Medical

Select

Premier

Elite

£2,000,000 ; Major Medical ; Annual limit
£1,000,000 ; Select ; Annual limit
£1,500,000 ; Premier ; Annual limit
£3,000,000 ; Elite ; Annual limit

The maximum amount we will pay in total for all benefits for each person in each policy year.

Worldwide or Worldwide without U.S. ; Major Medical ; Coverage
Worldwide or Worldwide without U.S. or Europe ; Select ; Coverage
Worldwide or Worldwide without U.S. or Europe ; Premier ; Coverage
Worldwide or Worldwide without U.S. or Europe ; Elite ; Coverage

You have the option to choose from different areas of cover, including worldwide with or without U.S. or Europe (including UK).

Major Medical ; Day-to-day private healthcare
Select ; Day-to-day private healthcare
Premier ; Day-to-day private healthcare
Elite ; Day-to-day private healthcare

No referrals required for your every day physical and mental healthcare needs, including consultations and treatments from doctors, specialists and psychologists.

Major Medical ; Private hospital accommodation
Select ; Private hospital accommodation
Premier ; Private hospital accommodation
Elite ; Private hospital accommodation

We pay for hospital accommodation, depending on your location and your chosen plan.

Limits:

Major Medical – Standard private
Select – Standard private
Premier – Standard private
Elite – Standard private

Major Medical ; Operating room, medicines and surgical dressings
Select ; Operating room, medicines and surgical dressings
Premier ; Operating room, medicines and surgical dressings
Elite ; Operating room, medicines and surgical dressings

We pay for costs of the operating and recovery rooms, as well as medicines and dressings used in the operating or recovery room and during your hospital stay.

Major Medical ; Cancer treatment
Select ; Cancer treatment
Premier ; Cancer treatment
Elite ; Cancer treatment

Once diagnosed, we cover fees specifically related to planning and carrying out cancer treatment. This includes tests, chemotherapy and radiotherapy, diagnostic imaging, consultations and prescribed medicines.

We also cover home chemotherapy where possible.

Treatment for cancer using Advanced Therapy Medical Products (ATMPs) will be covered separately from the ATMP benefit.

Major Medical ; Mental health
Select ; Mental health
Premier ; Mental health
Elite ; Mental health

Where it is medically necessary, this provides cover to be treated as a day-patient or in-patient, including room, board and treatment costs, related to the mental health condition. Limitations apply to Select and Premier plans.

Major Medical ; Rehabilitation
Select ; Rehabilitation
Premier ; Rehabilitation
Elite ; Rehabilitation

We pay costs for rehabilitation, including room, board and a combination of therapies such as physical, occupational and speech therapy after an event such as a stroke.

Limits:

Major Medical – 45 days
Select – 30 days
Premier – 30 days
Elite – 60 days

Major Medical ; Home nursing
Select ; Home nursing
Premier ; Home nursing
Elite ; Home nursing

We pay for 30 days home nursing by a qualified nurse, to provide medical care in your home following treatment in hospital which is covered under this plan.

Major Medical ; Medical evacuation
Select ; Medical evacuation
Premier ; Medical evacuation
Elite ; Medical evacuation

Reasonable transport costs to the nearest appropriate place of treatment, when the treatment needed is not available nearby.

Major Medical ; Medical repatriation
Select ; Medical repatriation
Premier ; Medical repatriation
Elite ; Medical repatriation

Repatriation gives you the option of returning to your specified country of residence or specified country of nationality, to be treated in familiar surroundings, when the treatment you need is not available nearby.

Major Medical ; Diagnostic tests
Select ; Diagnostic tests
Premier ; Diagnostic tests
Elite ; Diagnostic tests

We pay for diagnostic tests, pathology and radiology when recommended by your specialist to help diagnose or assess your condition when you are in hospital

Major Medical ; Health checks
Select ; Health checks
Premier ; Health checks
Elite ; Health checks

After 10 months cover on the plan, you can keep track of your health with regular health screening and wellness tests.

Limits:

Select - Up to GBP 750

Premier - Up to GBP 1,250

Elite - Up to GBP 1,500

Major Medical ; Out-patient prescribed medicines and dressings
Select ; Out-patient prescribed medicines and dressings
Premier ; Out-patient prescribed medicines and dressings
Elite ; Out-patient prescribed medicines and dressings

Medicines and dressings prescribed by your medical practitioner, required to treat a disease, illness or injury.

Limitations apply to Select, Premier and Elite plans.

Major Medical ; Physiotherapy, osteopathy and more
Select ; Physiotherapy, osteopathy and more
Premier ; Physiotherapy, osteopathy and more
Elite ; Physiotherapy, osteopathy and more

Consultations and treatment from physiotherapists, osteopaths and chiropractors for physical therapies aimed at restoring your normal physical function.

Limitations apply to Premier and Elite plans.

Major Medical ; Vaccinations
Select ; Vaccinations
Premier ; Vaccinations
Elite ; Vaccinations

The following are covered: vaccinations which are recommended as part of the national childhood immunisation programme in the country of residency, human papilloma virus (HPV), vaccination to protect against cervical cancer, influenza (seasonal flu) vaccination.

Limits: 

Select - Up to GBP 200

Premier - Up to GBP 500

Elite - Up to GBP 1,000

Major Medical ; Optical and dental
Select ; Optical and dental
Premier ; Optical and dental
Elite ; Optical and dental

We pay for accident-related dental treatment, and after 6 months, we cover routine treatments like fillings, root canal treatments and tooth extraction. We will also pay for major restorative work such as bridges, crowns, dental implants and dentures.

We also cover prescribed hearing aids, spectacle frames and lenses and contact lenses.

Limitations apply to Premier and Elite plans.

Major Medical ; Maternity cover
Select ; Maternity cover
Premier ; Maternity cover
Elite ; Maternity cover

Pregnancy and childbirth, including complications and Caesarean sections, are covered after the mother has been on this health plan for 18 months. Limitations apply to Elite plans.

Major Medical ; Newborn care
Select ; Newborn care
Premier ; Newborn care
Elite ; Newborn care

The newborn care benefit is paid instead of any other benefit.

Major Medical ; Assisted fertility treatment
Select ; Assisted fertility treatment
Premier ; Assisted fertility treatment
Elite ; Assisted fertility treatment

Including assisted fertility treatments in our Elite and Ultimate plans (a 18-month waiting period applies).

Limits:

Elite - Up to GBP 6,000

Ultimate - Up to GBP 10,000

Major Medical ; Complementary therapies
Select ; Complementary therapies
Premier ; Complementary therapies
Elite ; Complementary therapies

Consultations and treatment with qualified and registered acupuncturists and reflexologists.

Limitations apply to Select and Premier plans.

Major Medical ; Welcome call
Select ; Welcome call
Premier ; Welcome call
Elite ; Welcome call

As part of your Welcome Call, you can expect support with services such as:

  • Getting to know Bupa Global and the cover you have chosen with us, we will go through your product guide, ensure you know exactly what is covered and address any questions you may have
  • How to manage your day-to-day – and extraordinary – needs, introducing you to the concept of global health cover, who to contact when, how to find the doctor you need at home or abroad and how to make a claim
  • Making things easy: Making sure going forward you have as little paperwork as possible, from starting your policy, to claiming, to updating your personal details – how to best utilize our digital services available to Bupa Global customers such as MembersWorld or Facilities Finder

Major Medical ; Online policy management
Select ; Online policy management
Premier ; Online policy management
Elite ; Online policy management

MembersWorld is the quick and easy way for Bupa Global members to manage their healthcare plan online. On MembersWorld you can:

  • Manage details of your plan
  • Request pre-authorisation for your treatment
  • Submit and track claims
  • Apply for a free second medical opinion

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